How Kissht empowers borrowers through Responsible Lending

 

Kissht : In the evolving financial landscape, access to fair and transparent credit has become a key driver of economic empowerment, particularly in local economies. In a world where access to credit is a crucial driver of economic growth and personal development, financial inclusion remains a significant challenge. Millions of people, particularly in emerging economies, are excluded from traditional financial systems due to various barriers. Kissht, a pioneering fintech company in India, has consistently demonstrated its ability to adapt and lead in this dynamic environment. Through innovative solutions, strategic partnerships, and user-centric approach, Kissht continues to set the standard for excellence in the Fintech sector. There are various strategies and solutions that have leveraged Kissht to be the frontrunner of the Fintech evolution.

Empowering India

Kissht has identified this gap and developed a suite of financial products tailored specifically to the needs of Indian Borrowers. By offering flexible loan options with transparent terms, Kissht empowers customers to meet their urgent credit needs 

Streamlined Loan Processes

Kissht streamlines its loan application process, minimizing paperwork and expediting approvals. This efficiency not only helps businesses secure funding quickly but also reduces the stress and uncertainty often associated with loan applications.

• Innovative Credit Solutions

Kissht’s innovative approach to credit is centered on making the lending process more inclusive and effective. Traditional credit scoring often excludes individuals without formal credit histories. Kissht addresses this with a holistic approach to credit scoring. This enables Kissht to extend its credit to individuals who might be overlooked by traditional financial institutions. 

• Eliminates Hassles of the Physical documents

With the inclusion of digitalization of the process, Kissht allows uploading of the documentation through a smartphone. Thus making 100% digitisation of the loan process until disbursements. It eliminates the need to submit physical copies and enjoy Kissht’s feature to capture and upload pics, images, files, or scanned copy of their documents.